Friendly Cards - 972 Words

Friendly Cards, Inc. By: 1. Should Friendly Cards purchase the envelope machine? If so, how? Friendly Cards would be able to purchase the machine for $500,000. This machine would be able to produce the same amount of envelopes that it is currently purchasing for 1.5 million in 1987. The†¦show more content†¦This capital will reduces its financial ratios so they meet the restrictions if it issues the new equity, but it might not be sustainable for the coming years because it is not reoccurring cash flow and Friendly Cards will need to borrow more capital for further growth. If the sales continue to grow at the current rate in the future the ratios could increase again. This would not be good for long-term growth due to the fact that it will sell its stock for a discount and if the other two options are executed the extra capital will not be necessary (See Exhibit 4). New ratios with the issue of new equity (Assuming both envelope machine and Creative Design acquisition take place) | Actual Data | | Projected Data | Ratios | 1985 | 1986 | 1987 | | 1988 | 1989 | 1990 | Bank loan / Receivables | 0.80 | 0.74 | 0.87 | | 0.70 | 0.76 | 0.80 | Liabilities / Equity | 3.00 | 5.22 | 4.72 | | 2.47 | 2.36 | 2.28 | Interest bearing debt / Equity | 1.91 | 3.51 | 3.13 | | 1.49 | 1.42 | 1.35 | Another reason is that this equity will come at a high cost due to the fact that it will lower the EPS and dilute the shares. Due to the stock markets recent crash and down turn, the shares will be sold at a discount and is not worth the capital at this time. Friendly Cards should not sell shares at this time. It will be better off purchasing the envelope machine and acquiring Creative Design Inc to bring itsShow MoreRelatedFriendly Card1090 Words   |  5 Pages ESTIMATION OF GROWTH RATES The value of a firm is ultimately determined not by current cash flows but by expected future cash flows. The estimation of growth rates in earnings and cash flows is therefore central to doing a reasonable valuation. Growth rates can be obtained in many ways: they can be based upon past growth; drawn from estimates made by other analysts who follow the firm; or related to the firms fundamentals. Since each of these approaches yields some valuable information, it makesRead MoreFriendly Cards Case Analysis3519 Words   |  15 PagesInvestment Decisions Summary of Facts Friendly Cards, Inc. (first named Beaumont Greeting Card Co.) is a greeting card company started in 1978, in New York City by Wendy Beaumont. The company has experienced rapid growth, acquiring like companies and expanding its market base. The company became public through a stock offering at $3 per share. From an operational viewpoint, Friendly cards performed all production at its plant in Reading, Connecticut. Company sales include nearly 30% from ChristmasRead MoreFriendly Cards, Inc Essay3470 Words   |  14 PagesFriendly Cards, Inc. Statement of the problem: Amy McConville, a friend and financial consultant of Wendy Beaumont, the president of Friendly Cards Inc., needs to come up with some suggestions concerning the financing of Friendlys expansion. Amy has been doing research on the firm and money is tight right now. The cost of financing growth right now is high and Friendly Cards is projecting 20% growth in sales next year and even more the following year. The company has never been withoutRead MoreMy Best Friends Invited Me With Pizza And A Friendly Game Of Cards And The Broca s Area878 Words   |  4 PagesMy best friends invited me over for pizza and a friendly game of cards and the Broca’s area, which deals with language and speech; the hippocampus, that plays a crucial part in memory; the hypothalamus, partly controlling my body’s endocrine and hormone- producing system and the occipital lobe allowing me to see all that goes on around me, all are parts of my brain which was involved during the evening of eating p izza, socializing, and playing cards with my friends. First, the part of the brain thatRead MoreEco Friendly Housekeeping3828 Words   |  16 PagesHotels†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..6 4. Eco- Friendly†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.7 5. The Origin†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..7 6. Ecotels†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.............8 7. ECOTEL Certification Services†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...10 8. Eco Friendly Concept†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦11 9. First World Ecotel†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.............12 10. First Ecotel In India†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..13 11. Housekeeping †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦13 12. Housekeeping and Eco-Friendly†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..............15 13. Eco Friendly Amenities Products and Processes†¦15 14. Eco Friendly Housekeeping †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.17 15. Eco Friendly Products†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Read MoreMy Experience with Target Essay648 Words   |  3 Pageswalked with me towards the counter as I was about to make a purchase. As it was my second time to shop there, she asked me whether I would like to have a Target Master card, she provided me with information about how I can earn the rewards and benefits from using that card. She helped me in following the procedures for applying the card. Ms Aayats professionalism and ability to get to the bottom of the situation quickly exceeded my expectations and I left the store with smile. Later, I thought toRead MoreCase Study Essay793 Words   |  4 Pagessexual harassment policy. Prior to Lewistons termination he was a senior maintenance employee with an above-average work record who had worked for the PCUSD for eleven years. He had been a widower since 2003 and was described by his coworkers as a friendly, outgoing, but lonely individual. Beverly Gilbury was a fifth-grade teacher working in the districts Advanced Learning Program. She was twenty-eight years old and married and had worked for PCUSD for six years. At the time of the incidents, LewistonRead MoreThe Positive And Negative Criticism988 Words   |  4 Pages but is a hallmark of solid pedagogy and maintenance of interpersonal relations. Positive criticism is the process of offering valid and well-reasoned opinions about the work of others, usually involving both positive and negative comments, in a friendly manner rather than an oppositional one. Like for example, â€Å"Criticism from bosses can be har d to swallow. But research shows there are more constructive ways for managers to deliver negative feedback, and that bosses should use positive comments aRead MoreThe Ultimate Guide For Clash Royale2252 Words   |  10 Pagesto Clash Royale Clash Royale is a unique game that includes different kinds of cards, different levels of cards, towers, spells and much more. The goal of the game is to destroy the other teams towers. You have three minutes to do so by the end of that time whoever has destroyed more towers. If you have the same amount then you will go into a one minute overtime (but a three minute overtime will be had if in a friendly battle or challenge) where whoever takes the next tower first wins. However, ifRead MoreStrapped, By Tamara Draut884 Words   |  4 Pageswith the burden of credit card debt. Draut argues that college campuses aren’t sufficiently regulating card companies on campus, therefore putting their students at risk for debt. Subsequently, Draut also presents her opinion on credit card debt in the excerpt, â€Å"Strapped.† She discusses how credit card debt can negatively affect the lives of many young adults, which may lead to more problems down the road. She informs young college students about the dangers of credit cards. Draut explains that irresponsible

Gender Inequality between Males and Females in India

Gender and Indians Response #1: There is decided gender inequality between male and female people of the world. Women in the past, and even in the present by unenlightened people, were referred to as the weaker sex. It was believed by the majority of people that just because a person was born with the physical attributes of a woman, this made an impact on her personality and mental and physical abilities. This gender classification also demanded that she behave in a certain way, in ways befitting her gender. In the article The Gender Blur, author Deborah Blum questions whether biology has an inherent impact on the actions of a person or whether the inclinations of one gender over the other are due to social pressures regarding gender norms. Although there are certain biological functions which can affect behaviors, such as testosterone versus estrogen production, much of what is considered boy behaviors or girl behaviors is the result of what is expected of them based on the cultural setting, even pres sures that the individual may not even be aware of. Blums article, though she poses and interesting point, is ineffective because of her failure to acknowledge sociological impact in a comparative or qualitative way. Deborah Blum comes to the conclusion that there is something biological that influences behavior, a belief she comes to after witnessing her sons love of violent carnivorous dinosaurs (Blum 1). Sex differences can be influenced through interactions,Show MoreRelatedThe Effects Of Gender Inequality On India1604 Words   |  7 PagesEffects of Gender Inequality in India Gender inequality in India has taken a toll on various aspects of everyday life. Unequal treatment of the sexes in India has determined one’s standing on the social hierarchy. It has also caused a sole gender to dominate the majority of power in government. It also has caused a single gender’s opinions to be unheard and completely disregarded. Unfortunately, India’s unequal treatment among genders has caused women to be more susceptible to diseases. Gender inequalityRead MoreGender Inequality Between India And India1225 Words   |  5 PagesGender inequality in India is referred to as fitness, education, political possibilities inequality bet. Diverse worldwide gender inequality indices rank India in a different way on each of these factors, as well as on a complicated basis, and those courses are arguable. Gender inequalities, and its social causes, impact India s intercourse ratio, girls s health over their lifetimes, their academic attainment, and monetary situations. Gender inequality in India is a complex difficulty that issuesRead MoreEssay On Gender Inequality1049 Words   |  5 PagesGender inequality as a social institution in Asia country (India) This essay provides an overview gender as a social institution in Asia countries, also, this essay mainly focuses on education and mainly focuses on the country of India. Moreover, this essay deeply investigates how gender inequality in Asia countries, especially in India affects in the long run (Klasen, 2002, p.745). There are numerous justifications to be worried about the existence of gender inequalities mainly in the well-being-relatedRead MoreGender And Gender Inequality1084 Words   |  5 Pagesnot changeable. Gender is seen closely related to the roles and behavior assigned to women and men based on their sexual differences. As soon as a child is born families and society begin the process of gendering. The birth of the son is celebrated, the birth of a daughter filled with pain; sons are showered with love, respect, better food and proper health care. Boys are encouraged to be tough and outgoing; girls are encouraged to be homebound and shy. All these differences are gender differences andRead MoreDiscrimination of Girls1678 Words   |  7 PagesDiscrimination against female children has been a topic of debate. It has been a subject of concern and sociological significance. This subject raises the cultural aspects about the role of a female child in society, what her human rights are as a human being and a number of sensitive issues.This issue is important because there is nearly universal consensus on the need for gender equality.[1] Gender based discrimination against female children is pervasive across the world. It is seen in all theRead MoreSociology and Social Norms Essay examples1246 Words   |  5 PagesThe first decade of this millennium witnessed a dramatic awakening concerning the role of gender which had its marked impact on gender roles. As Wharton states, â€Å"the study of gender emerged as one of the most import ant trends in the discipline of sociology in the twentieth century† (1). This emergence prompted many theories regarding gender issues, which in turn, â€Å"propelled the sociological study of gender from the margins to become one of the central features of the discipline† (Wharton 2). ThoughRead MoreReligion Is A Major Source Of Gender And Sexual Inequality1614 Words   |  7 PagesReligion is a major source of gender and sexual inequality. Religion is important in society as it contributes significantly to social solidarity. However religion can also be regarded as a source of alienation in which people lose the connection with themselves and their fellow humans. Marx believed that religion can also be seen as a contributor to oppression because not only does it encourage meekness and passivity and deflected people from resisting suffering in this world (Van Krieken et alRead MoreWomen And Women s Rights1176 Words   |  5 Pages Inequality It’s incredible how every country in this world has different customs and beliefs towards gender roles. In the United States, women began to fight for their freedom through the Women’s Right Movement in the 19th century. Through many obstacles and suffering, they accomplished voting rights, equal pay, reproductive rights, the right to run for political office, and much more. Sadly, not everyone believes that women should have equal rights as men. In the rural areas of India, due to theRead MoreMen Have More Than Women?909 Words   |  4 Pagesbeliefs and practices based on gender that treat women unfairly are often deeply entrenched in our societies. Like it or not it seems that gender inequality still plays a role in our societies all over the world. These gender inequalities in society demonstrate how we value men in contrast to how we value women. In other words, men are better treated than women. From a women s point of view , I want to address these gender inequ alities issues such as gender inequality in the workplace, cultural favouritismRead MoreThe Continuation of Gender Inequality822 Words   |  3 PagesGender inequality means differences in the status, power and prestige women and men have in groups, collectivities and societies. Gender inequality is caused when women have less power than men. While culturally and historically-bound, gender commonly is a function of power relations and the social organizations of inequality. Another point about gender is that class and ethnicity, gender inequality is not one homogeneous phenomenon, but a collection of disparate and interlinked problems. Inequality

Worlds by Porter Robinson free essay sample

After the meteoric rise of electronic music dominated by oppressive bass and generic vocals, a break from the norm couldn’t be more refreshing. Sadly, as the commercialization of electronic dance music, or EDM, began, the pounding beats supposed to keep you awake gradually devolved into humdrum sounds from any schmuck with a desire for fame. Lazily scrolling Facebook one night, I saw a rare update from the artist Porter Robinson on my newsfeed. Robinson rode the EDM scene to initial success and a permanent spot in my iTunes playlist with his 2011 EP â€Å"Spitfire.† In August 2014, he finally released his second album, â€Å"Worlds,† after growing disillusioned with the stagnant EDM scene. Under the label Astralwerks, â€Å"Worlds† includes singles that sparked my interest such as â€Å"Sad Machine† and â€Å"Lionhearted.† I decided to consult my top musical authority, my sister. She called me â€Å"unhip† for not knowing sooner, then wholeheartedly vouched for the album, which I purchased. We will write a custom essay sample on Worlds by Porter Robinson or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Could Robinson find uniqueness in the stale 4/4 electronic beat and pull it off well after his long hiatus? Would his music sound natural or more forced than the lyrics of â€Å"Summer† by Calvin Harris? Despite my pessimism, I had hope. Porter Robinson definitely talks big, but what spoke to me louder were the synthesized Japanese vocaloids in his American EDM album. I wasn’t put off by the Japanese anime sounds in the last track, â€Å"Goodbye to a World†; the xylophones that replace generic beats drew me in. The bass supports instead of overwhelms the melody – and it all sounds natural and seamless, two traits that current EDM desperately needs. The unforced, natural feel of â€Å"Worlds† is built upon harmony, rather than cacophony. Distinct rhythms and melodies drift throughout the tracks without being oppressed by the bass, and the well-crafted, abstract lyrics warrant various interpretations. My sole criticism lies in how far Robinson pushed the envelope with the use of Japanese vocaloids and video game sounds. It feels like they were put there simply to distinguish his album from others, but superb lyrics and musical quality already set â€Å"Worlds† apart. If you are tired of EDM, listen to â€Å"Worlds.† If you want to get into EDM, listen to â€Å"Worlds.† Heck, even if you listen to classical music, listen to â€Å"Worlds.† Despite the EDM label, it’s an album everyone can enjoy. It has already topped Billboard’s US Dance/Electronic Albums. The only things truly necessary to enjoy the album are an open mind and open ears. If you’re still skeptical, you can check out this reclusive artist’s Facebook page. Despite my frugality and initial pessimism, I can attest that buying â€Å"Worlds† was money well spent.

The Indian in the Cupboard free essay sample

Readers Response #1 After reading the first 68 pages of The Indian in the cupboard by Lynne Reid Banks, I believe that the book is a wonderful read so far. Lynne keeps us on the edge of our seats by building up the suspense by using making us wonder what will happen next. For example, when Omri receives a small cupboard as a birthday gift and a small plastic Indian figurine from his friend Patrick, however this many not seem exciting, but when he wishes to lock his small plastic fgurines in the cupboard, however cannot find a key, until his mother tells him to search through her key ollection. He saves the weirdest looking key for last, and somehow, it works. I really was engaged at this point, wondering what would happen next, since the book cover was a horse bucking, a small Indian figure with a small knife, and in the background a massive eye, indicating that the small Indian fgure was alive as well as the horse, and the eye most likely being Omris. We will write a custom essay sample on The Indian in the Cupboard or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page If I was Omri I think that I wouldnt be like a slave to the little Indian figure (Little Bull), I think I would more give Little Bull the things he needed rather than make them like Omri does, since whatever Little Bull wants, Omri gets it, or does it, but obviously he needs food and such, but constantly asking for things like a tepee and a longhouse. In my mind I can sort of see a small proud, brave muscled little Indian figure and even though he is in the presence of a giant (Omri), he does not fear him, and I personally think that Little Bull likes Omri, Just a little so far. When Little Bull gets a horse, (which Omri gave to him by putting an Arabian house into his little magical cupboard) Little Bull finally gets to go outside. Imagine being round 7cm wandering around outside, with small ants, spiders, and such animals now being giant, and small cracks in the ground becoming large fissures, and yet Little Bull and his horse were not afraid, it was like they were the same person, both brave, courageous and valiant. Personally, this far I really admire Little Bull. When Little Bull orders Omri to magic him up a bow and arrow, Omri goes and buys another Indian plastic fgurine; however this time it is an Indian chief. He places the Indian chief into his cupboard, and locks the door, and within seconds, a real life Indian chief is smack bang where the plastic figure was, being the proud, courageous people they are, the Indian chief showed no fear, however rather bottled it up, and Omri could see his hands trembling. Suddenly the chief fainted; Omri then placed Little Bull on his hand, Little Bull checked out the chief, and concluded that he was dead. Little Bull took the chiefs headdress, since Little Bull was the only Indian left (in the room) it was only right that he took it, which I think is a little odd Omri would let him do that, because clearly Omri was the bigger, person and technically was playing god. I was really expecting that the chiet and i L ttle Bull would be triends or even enemies, and be constantly fghting until Omri finally throws one of them back into the cupboard and turn the key, thus becoming plastic once again, or even both of them. If Omri is the curious type, I believe that he will try to create life again and this time, Little Bull might get along with the other being, or could have a fght. I also think that Patrick is getting really curious as to what is going on, since Omri has also gotten a skateboard for his birthday, so I think that he will maybe follow Omri home to find out hat is actually going on. The Indian in the cupboard By Lynne Reid Banks Readers Response #2 I continued to read The Indian in the cupboard another 68 pages, and you wouldnt believe how much has happened, and I can honestly say, I have havent read a book this engaging since around 5 years ago. Where to start? Well I guess that I should start where I left off. As I guessed, another plastic figure would come to life, however it was not the doing of Omri, it was in fact his best friend Patrick. Omri finally let Patrick come over, and showed him Little Bull; Patrick was flabbergasted Just as nybody would have been if they saw a small Indian with a horse running around in somebodys bedroom. Omri told Patrick about his magical little cupboard and the magical little key, Patrick instantly grabbed a bunch of little soldiers, commandos and other figurines, and wished to put them all into the cupboard. However Omri, the more mature one explained to Patrick, that if brought to life, they were real, actual people, not Just mere toys anymore. I think it reminds me a little of me and my friend, me being Patrick the childish, doesnt think things through kind of person, and hen there is him, (him being like Omri) the well thought, mature and thoughtful kind of person. IVe read this far and I really do not wish to stop and write this response it is that addictive. Recapping so far, Patrick is really determined, and selfish. As Omri goes down to the kitchen to get Little Bull some food, he unfortunately left Patrick alone. In his room. With the cupboard and key and thousands of little plastic figures. Which can only mean one thing. Disaster. During Omris little trip to the kitchen, he realises what he has done halfway through, which is left Patrick alone, which I think is really illy of him, because I thought about it straight away after he left to get the food.. He rushed up stairs only to find that Patrick has already created life. A small cowboy, equipped with a gun, and horse. The two then must deal with the problems between Boone (the cowboy) and Little Bull, and things get even more difficult when Patrick, being as stubborn as he is tells Omri to give Boone to him which he thinks it is by right, and I personally think that Patrick is really an idiot for being so stupid, I mean, why pick a cowboy when Omri has an Indian? Omri finally insists that he will bring Boone to school tomorrow, since he couldnt trust Patrick with him. Up to this point, the story is pretty much amazing. However it gets even better when Omri takes the pair to school, because Little Bull was eager to go as well, and there is much more to talk about but I wish to keep reading this book. Im that excited about it. The way Lynne writes the book makes it so very suspenseful and addictive by using long sentences for the climax, which is what Im basically up to, and I really like how Lynne oesnt repeat herself like some other books I have read. Readers Response #3 I have Just finished reading the book. And I must say, Im very impressed with the ending, but in a way its really sad. Part of me feels like it was like Omri wasted his time with Little Bull, caring for him, worrying, like a mother would about her child. All for that Just to have him leave back to his own time. But the other part of me feels like that it was a very valuable lesson to have, to look after another, especially when they are a lot smaller and can be in a lot more danger than say, a child would be. In conclusion, I really enjoyed the book, it was a great read. Time to recap. The book was written in third person, and was suitable because it was very simple to follow, however, effective all the same. This book didnt take as long as The life of Pi to get started, which really got my attention, and really got my attention, making me wanting to continue to read, and to me, it was planned out perfectly. I would defiantly recommend this book for Just about anybody who desires a really engaging read. The mood throughout the whole book is pretty relaxed and laid back.